Month: November 2019

Unpaid debts decrease

According to a recent report from Wise Lender, the unpaid debts decrease compared to previous years.

 

We get better at paying on time

payment on time

According to Wise Lender’s latest report on how many applications for payment orders that have been received, the figures show that our Swedes’ ability to pay has become better when it comes to small debts of up to $ 2,500. This may, for example, apply to a mobile phone bill, a sms loan or an item that you have purchased via the Internet.

During the first six months of this year, Wise Lender received 578,633 applications for payment orders. This is a decrease of nine percent compared to the same period last year, which is very gratifying. However, sms loans are not the biggest culprit in the drama, but it is mobile bills and cases from the Swedish Transport Administration that top the list at Wise Lender. With regard to SMS loans from Wise Lender, these have become fewer.

 

Always pay the bills on time

Always pay the bills on time

Over 40 percent of all applications were revoked by the creditor during the first half of 2011. This indicates that many pay unnecessary additional costs on their original bills. In order to avoid unnecessary additional costs, it is important to always pay your bills on time.

 

Keep track of your bills

debt payment

It is very important to keep track of their costs and each individual bill. Even though modern methods such as direct debit and e-invoicing are used to simplify physical invoice handling and protect the environment, it can actually be that you lose control over your bills.

You simply forget what invoices are on the post and which you get through your internet bank. Therefore, keep an extra check on your bills so that you do not stay late with the payment and are penalized with reminder fees or collection fees.

Debt collection by instagram – by publishing photos you are cheating on your budget.

Social media

Social media

At the moment, there are several very popular social media platforms. So, without a doubt, it’s Facebook, Instagram, Twitter and Snapchat. They are used by both private individuals and companies, they are used for social and professional purposes. Their role has grown significantly in recent years, and experts say that this is just the beginning of the era of social media.

Instagram perfect for sharing memories

Instagram perfect for sharing memories

Although Facebook is great as a messenger, Instagram has stolen the hearts of Internet users who are happy to share their memories and reveal details of their lives using photos. It’s actually a quick way to tell your friends where you are and what you are doing. But be careful, because each stick has two ends and the information shared can benefit people and institutions about which not everyone would like them to know too much.

Debt collection via Instagram

Debt collection via Instagram

Many debt collection companies use social media. Debt collection by Instagram is nothing new, and at the same time is an effective way to verify the truthfulness of the debtor claiming that he does not earn in any way and can not afford to pay the arrears. Just look at the photos posted on the internet and analyze their context: often uploaded photos from holidays abroad, the interior of the house with modern equipment, regular visits to nightclubs or restaurants and now! Debt collection through Instagram learned everything she needed about the debtor!

Skip Tracking and debt collection via Instagram

Skip Tracking and debt collection via Instagram

It is rare for a clerk or private employee of a debt collection company to sit on debt collection through Instagram or other social media. This is done by either professional skip trackers or special programs combining the links left behind by every Internet user of the digital trail.

Regardless of whether the information is collected by the living entity or artificial intelligence, these practices are completely legal because they use only publicly available data.

How to avoid problems with a debt collector?

How to avoid problems with a debt collector?

If you are in need, use the services of a trusted and proven loan company, in which even in case of problems with repayment of installments you will be able to communicate and establish new loan terms – better suited to the situation. Ultramoney installment loans are one such service. By choosing this company you guarantee yourself the opportunity to negotiate and avoid problems with debt recovery, even through Instagram or Facebook. You simply contact the representative and set new repayment terms!

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